No Credit Scores
We believe most of us are better than our credit scores. We are committed to seeing one’s true potential by looking beyond a three-digit score.
Instant Decisions
Our proprietary technology will issue an immediate approval decision upon the completion of a brief online or mobile application.
Easy Payment Options
Take the time to pay for what you buy today. We offer tailored payment schedules paired with early payoff incentives.
No Credit Needed
Text to Apply!
Text 31175 to 22462
Approval Requirements
We don’t ask a lot. Our approval process boils down to four, simple questions.
Income History
Do you have a three-month history with your current employer or source of income?
Checking Account
Have you had a checking account for at least 90 days?
Monthly Income
Do you deposit $1,000 or more into your checking account each month?
Checking Activity
Is your checking account free from NSFs, excessive overdrafts, and negative balances?
Frequently Asked Questions
What do I need to qualify?
- US government-issued photo ID and SS# or ITIN#. Three months of history with your current employer or current source of income.
- Deposits totaling at least $1,000 per month into a checking account that has been open for 90 days or more.
- No NSFs, excessive overdrafts, or negative balances on your current checking account.
How do I make my payments?
Once you’ve made your initial payment in-store, future payments are automatically deducted directly from your checking account
How much can I be approved for?
Up to $5,000.00Can I check my account online?
Yes, you can conveniently access your account online to view your current lease details or make a payment. To get started simply visit: customer.acimacredit.com to get started.Will this get reported to the credit bureau?
We now report to ExperianLet’s build your credit. Together.
We’ll report your payments to credit bureaus so that you can get the score you deserve.
